Term deposits

Get more from your savings with a competitive fixed rate and your choice of term, from one month to five years.

Compare our term deposits

Rates subject to change.

Benefits

Secure your return

Lock in a fixed rate for a range of terms from one month to five years.

Keep your options open

Take seven calendar days after your deposit matures to decide if you want to withdraw or reinvest.

Start small

Begin investing with as little as $1,000.

Less fees

$0 account keeping fees. 2 Fees may apply to linked account, which is a requirement of the Ellitetrust Term Deposit.

Handy tools and guides

Need help choosing a term deposit?

Speak with someone from the team today.

  1. Interest paid on maturity. Different rates apply to different terms and interest payment frequencies.
  2. Fees may apply to linked account, which is a requirement of the Ellitetrust Term Deposit.

For deposits with a term of 12 months or greater you may ask us to pay your interest monthly, quarterly, six monthly or annually; however, the rate applicable may vary depending on the interest payment frequency (note, interest must be paid at least once a year and cannot be paid only at maturity).

Changes aimed at strengthening the banking system mean we require 31 days’ notice if you want to withdraw your funds before the maturity date. This can also affect the interest that we pay you. You can still access your money at maturity and during the grace period.