Have peace of mind knowing exactly what your repayments will be.
Borrow from $10,000 to $100,000.
8.99%
p.a.
Fixed rate
9.33%
p.a.
Comparison rate
$0
Application fee
(Other fees may apply)
Borrow from $3,000 to $50,000.
10.99%
p.a.
Fixed rate
11.32%
p.a.
Comparison rate
$0
Application fee
(Other fees may apply)
Looking to buy a car? Get to know your finance options before you walk into the car yard.
A debt consolidation loan can help make managing multiple debts much easier and give you more control over your finances.
Make your dream home a reality. Depending on the size of the project and your budget, there are a few ways to pay for home renovations.
Check out our tips for saving more, spending less and managing your money better.
A personal loan is a way to help you finance something big – like a car, home improvements, a wedding, a holiday and much more. It could also help you take control of your finances and streamline your debt – also known as consolidating your debt. Find out more about the common ways to use a personal loan.
However, there are some things you can’t use a personal loan for. They include things like:
A secured loan lets you use an asset (like a car or motorcycle) as security for the loan. This means that if you don’t make the agreed repayments, the lender can take the asset and sell it to help cover the cost of the unpaid loan. These loans often have a lower interest rate than an unsecured loan.
With an unsecured personal loan, you don’t need to use an asset as security for the loan, and the minimum and maximum loan amounts are usually lower than a secured personal loan. They can also often be a bit quicker and easier to set up.
Our personal loans have a fixed interest rate, meaning your minimum monthly repayments won’t change – so you can schedule your regular payments or arrange direct debits with confidence.
A personal loan that comes with a variable interest rate, on the other hand, means that the interest rate can go up and down over time and your repayments can change.
There are a few things we take into account when we review your application, including your eligibility, current monthly living expenses, financial situation and credit rating.
It’s a good idea to ask yourself some questions before you apply for a personal loan – they could help put you in a stronger position to get your application approved – see some helpful questions to ask yourself.
Redraw means accessing any extra repayments you’ve made towards your loan.
With our personal loans, you can make extra repayments – and that comes with benefits for you. It helps you to:
Speak with someone from the team today.